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Durham University

Department of Sociology

Completed Projects

Debt on Teesside: Pathways to Financial Inclusion

A research project of the Department of Sociology.

During 2011-13, Durham University’s Centre for Social Justice and Community Action, Thrive Teesside and Church Action on Poverty have been working with low-income households experiencing high levels of debt in Middlesbrough and Stockton-on-Tees. The project has collected detailed financial information from 24 households, offered financial mentoring and run campaigns on predatory lending.

Funded by a grant from the Northern Rock Foundation, our partners in this work included Stockton and District Advice and Information Service, Tandem Finance Project - Fabrick Housing Group and The Five Lamps Organisation (providing mentors and sitting on the advisory group); along with Tees Credit Union, Teesside University and Wolfson Research Institute, Durham University (advisory group members). 

Project staff included: 

Sarah Banks, Principal Investigator,

Dr Jan Flaherty, Research Associate (to April 2013)

Greg Brown, Community Organiser,

Tracey Herrington, Project Worker,

Helena Kilvington, Secretary (to March 2013) 

The project produced a number of outputs over the two years, including a research briefing, which gives a short overview of the aims, findings and policy recommendations

Final report and briefings

Debt on Teesside: Pathways to Financial Inclusion. Final report (September 2013, 99 pages)

Debt on Teesside: Pathways to Financial Inclusion. Research briefing (September 2013, 6 pages)

Community Mentoring Toolkit: Working with social excluded households (September 2013, 8 pages)


Conference presentations/reports

Paper presented at Social Policy Association Conference, July 2012

Newsletter November 2012

Presentations at 'In whose interest?' eventNE Child Poverty Commission, Durham, 15 February 2013

Booklet of mentoring case studiesApril 2013

Report of celebratory learning event April 2013

Payday lenders are out of time in their fight against credit cap, article in The Conversation, October 2013

Notes of Debt on Teesside event held on 21st October, 2013, Queen's Campus, Stockton

In whose interest? Article in Journal of Poverty and Social Justice, November 2013

Related links