We use cookies to ensure that we give you the best experience on our website. You can change your cookie settings at any time. Otherwise, we'll assume you're OK to continue.

Durham University

Student Finance

Information for Graduates

Information for Graduates

If You're Jobhunting

You may be entitled to Jobseekers Allowance and other benefits while you're jobhunting, and even if you have a job lined up that you're not due to start yet.

If You've Got A Job

If you are earning over £21,000 (rising to £25,000 in April 2018) you will start repaying your student loan. The Student Loans Company Repayment web-site explains how repayment works.

It is a sad fact of life that, every month, a proportion of your salary will go straight to the taxman. This Money Advice Service website explains how tax and National Insurance work.

You will also pay tax and National Insurance if you are self-employed. This Money Advice Service website explains how tax and National Insurance work when you're self-employed.

If You're Thinking About Further Study

Student Finance England now offer loans to taught postgraduate students.

Student Finance England will start offering loan to research postgraduate students in 2018/19 (details will be made available here once released by Student Finance England).

There are other sources of funding for further study. Details are available here.

Details of Durham University's funding for postgraduate study is available here.

Budgeting is even more important once you're out in the big wide world on your own!

You can find information on budgeting on websites such as and the Money Advice Service's website.

This Money Advice Service website provides information on dealing with student loan and credit card debt after graduation.