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Foreign Loans

Consumer Information

Durham University Consumer Information Disclosures as per the requirements of US Department of Education for participating Title IV schools (OPID 00858700)

Document last updated 16 May 2017

Notice of availability of Institutional and Financial Aid Information:

Durham University shall email all registered students, on an annual basis who are identified within the University student record system as being United States citizens information which will inform recipients that Durham University is a participating Title IV school, and participates in the William D. Ford Federal Direct Loan (Direct Loan) Program.

In order to access US Student Federal Aid, students must first complete a “Free Application for Federal Student Aid" (FAFSA) and specify Durham University as a nominated school.

Upon receipt of the student’s FAFSA information by Durham University, it shall dispatch to the email address provided in the FAFSA application the application instructions for US Student Federal Aid at Durham University.

Applications for US Student Federal Aid cannot be considered without the application to Durham University by the above procedure, and completion of a FAFSA alone is not a completed application process.

A paper copy of the instructions will be sent upon request.

Contact Information for Assistance in Obtaining Institutional or Financial Aid Information:

General institutional information can be obtained from Durham University webpage

Admissions information (including contact information) can be obtained from Student Recruitment & Admissions Office webpage.

General financial aid information (including contact information) can be obtained from Student Funding Office webpage and Scholarships webpage.

Specific financial aid information for US Citizens, including for US Department of Education Student Financial Aid is administered at Durham University through the “Scholarships and Student Funding Office”, general information can be obtained from Foreign Loans webpage.

and queries can be directed by:

Email to us.loans@durham.ac.uk

Telephone to +44 (191) 334 6486

Written communications:

US Student Federal Aid Handling
Scholarships and Student Funding Office
The Palatine Centre, Durham University
Stockton Road, Durham, DH1 3LE
United Kingdom

Student Financial Aid Information:

  • All need-based, non-need-based federal, local, private and institutional student financial assistance programs that are both known to, and applicable at Durham University are available on the University website.

    Federal aid, and US based private education loan information is available from Foreign Loans webpage.

    Institutional financial aid information is available from Student Funding Office webpage and Scholarships webpage.

    And local information, specific to the Colleges and Departments of the University are available on the local pages of these Colleges and Departments of the University website.
  • The Terms and Conditions in force at Durham University for recipients of Title IV, HEA Loans are available from
  • The Terms and Conditions in force at Durham University for recipients of Sallie Mae Private Educational Loans are available from  
  • Criteria for selecting recipients of Student Federal Aid is dependent upon the recipient satisfying the Federal Aid rules for eligibility and the Durham University rules for admission, and continuation of study. The determination of award amount of Student Federal Aid is capped at the value of the “Cost of Attendance” as determined by the school through means of its Cost of Attendance spreadsheet calculator for the academic year in question.
  • Eligibility requirements and procedures for applying for aid are available from our Direct Loans section and are also sent out when Durham University receives notification of your FAFSA application.
  • Federal Student Aid is disbursed at the start of each term of the academic year (or as near to the start of term for late applicants), and is disbursed through the means of GBP Sterling cheques.
  • i) Students have a right to cancel their disbursements at any point prior to the disbursement date of the loan. Students also have a right to cancel up to two weeks after the actual disbursement date. Requests later than two weeks after the disbursement date cannot be processed. However , as the origination and disbursement process will involve Foreign Exchange from USD to GBP (and any post-disbursement cancellation from GBP back to USD), the University strongly recommends that the right to cancel is invoked at least one week prior to the disbursement date, before any currency exchange has occurred.

    ii) Students have the responsibility to remain in “good-standing” with the University. Good-standing means that the student has maintained a) appropriate conduct within the student disciplinary regulations, and do not have disciplinary procedures outstanding, b) appropriate conduct within the University Student debt policies, and do not have outstanding debt which is older than its due-dates, c) appropriate conduct within the student academic regulations, and do not have an Academic Progression Notice against them.

    iii) Students also have an obligation of Satisfactory Academic Progression within the Federal Aid program, and the Durham University policy is available from here:
  • The terms of any loans received through Student Federal Aid are available to all students through the Master Promissory Notes, and the Entrance and Exit Counselling requirements of the Federal Aid process at Durham University. Durham University requires new Master Promissory notes to be completed during each year of access to Student Federal Aid, and requires both Entrance and Exit counselling to be completed annually. Through these means students are informed of the terms of their loans, provided with sample loan repayment schedules and counselled in the necessity of repaying their loans.
  • Students enrolled at Durham University in a program of study abroad, where that study abroad has been approved for credit by Durham University may be considered enrolment at Durham University for the purposes of applying for Student Federal Aid, except where the program of study abroad takes place within the United States of America.
  • All US Citizens and eligible non-nationals receiving Student Federal Aid at Durham University are obliged meet the obligations of the 3 organisations below in ascending order of priority, to maintain their entitlement to US Student Federal Aid.

    i) Adhere to the Terms and Conditions of their visa requirements as set out by the Home Office/UK Visas & Immigration 
    ii) Adhere to the Federal rules for the receipt of Federal Aid
    iii) Adhere to the general terms and conditions of being an enrolled student at this institution as approved by the Senate and University Executive Council of Durham University.
  • Durham University requires all recipients of Student Federal Aid to undertake Exit Counselling every year. The University provides this counselling in the form of electronic access through the internet to
    https://studentloans.gov/myDirectLoan/index.action
    and requires students to submit a proof in the form of a screen-capture of the successful completion of this counselling.

Facilities and Services available to students with disabilities:

The Disability Support exists to provide information and support for all students with disabilities.

For information about the service, and the facilities they provide please access the following:

www.durham.ac.uk/disability.support

Price of Attendance: 

Durham University operates a variety of tuition fees depending on course being followed, residency status and other criteria. To determine the tuition fee for the specific criteria that pertain to your circumstances please visit our Tuition Fees section.

Durham University has a wide range of accommodation options, both on and off-campus. As such there is no one accommodation plan. Therefore in order to determine the price of attendance at Durham, a “cost of attendance”(COA) calculator spreadsheet has been developed where the individual circumstances of the student can be inserted and a price calculated (including for other costs such as books, transportation etc). This COA will be dispatched as part of the Student Federal Aid application process, but can be downloaded from here:

Refund Policy, Requirements for Withdrawal and Return of Title IV Financial Aid:

  • The Durham University Refund Policy with respect to Tuition Fees can be found from our Finance Department website.
    Refund policies with respect to your accommodation will be dependent upon the accommodation contract that was signed. Due to the wide range of accommodation options that are available to students at Durham University a summary cannot be provided, but it should be noted that most private landlords in the city do not operate a refund process within the terms of a standard 12 month let, unless a new occupant can be found.
  • Student’s wishing to withdraw from the University before the completion of their studies must complete the appropriate process. For postgraduate students this is handled by your Department, and for undergraduate students this is handled by your college. For both types of student, the withdrawal process will result in a “withdrawal” date, which will be used for any refund or return of funds calculations.
  • Durham University return of Title IV funds policy can be downloaded from here:

Academic Program (Educational Program, Instructional Facilities, and Faculty):

All prospective and enrolled students can obtain the latest information about the academic programme of the school including:

  • Current degree programmes and other educational training programmes
  • Instructional, laboratory, and other physical plant facilities that relate to the academic programme
  • Faculty and other instructional personnel
  • Any plans by the school for improving the academic programme

Can be found on the University website.

Transfer of Credit Policies and Articulation Agreements:

All prospective and enrolled students can obtain the accreditation of prior learning policies of Durham University from Learning and Teaching Handbook.

Copyright Infringement Policies and Sanctions (Including Computer Use and File Sharing):

School and Program Accreditation, Approval, or Licensure:

Durham University is a legally independent and autonomous institution established by Act of Parliament in 1832 and Royal Charter in 1837. It is also an educational charity.

Notice of Federal Student Financial Aid Penalties for Drug Law Violations:

All recipients and prospective recipients of Federal Student Aid should be aware that their eligibility for Federal Aid may be terminated in any of the following circumstances surrounding Drug Law violations:

Students that have violated Federal rules concerning eligibility for aid after drug law violations, and have not yet attained the re-eligibility criteria as specified by prevailing US Department of Education regulations in force at the time will loose their entitlement to Federal Student Aid at Durham University.

Students whose FAFSA indicates that they are not eligible for aid due to drug law violations will not have funds originated (or if a FAFSA update indicates a loss of eligibility during the period of the loan, the rest of the loan will be terminated)

Student’s that are found guilty within the legal jurisdictions of Great Britain and Northern Ireland, during their period of study will loose their eligibility for Federal Student Aid.

Students that are deemed to have violated Durham University policies on Drug and Alcohol abuse, may have their eligibility for Student Federal Aid terminated, depending upon the severity of the violation, but in cases criminal conviction, or where students have been unsuccessful within University student disciplinary processes Student Federal Aid will be terminated.

Student Code of Practice on Illegal Drugs and Alcohol

Durham University is a collegiate university, with 16 colleges admitting students. If an incident of student misconduct involving illegal drug or alcohol use arises that is not in violation of the law or a major offence under the University’s General Regulations, the college may apply its own regulations and disciplinary processes to the student member of the college.

Violations of college regulations concerning drug use may also result in Student Federal Aid being terminated.

The Head, or Deputy Head of the Scholarships and Student Funding Office shall adjudicate in the event of any appeal concerning termination of Student Federal Aid due to drug law violations.

Vaccination Policy:

Durham University policy on vaccinations can be found from here.

Textbook Information:

Durham University modules are accompanies where appropriate with reading lists, and text book suggestions. On-line resources are also listed where appropriate either within module hardcopy documentation or within the University’s on-line academic portal DUO.

Drug and Alcohol Abuse Prevention Program Certification:

Policy can be found from Student Code of Practice on Illegal Drugs and Alcohol

Completion/Graduation and Transfer-out Rates (Including Disaggregated Completion/Graduation Rates) and Retention Rate:

Durham University releases student statistics every year which contain this information, the most recent information can be located from here.

Destination of leaver from Higher Education (DLHE) survey information for 2014/15 Academic Year:

The figures below show the percentage of 2014-15 First Degree leavers that remained at Durham to do further study after graduating:

Full-time study

Part-time study

Work and Further Study

Grand Total

UK

26.4%

14.3%

12.1%

22.7%

EU

15.1%

0.0%

0.0%

13.2%

International

8.3%

20.0%

12.5%

9.6%

Grand Total

23.7%

13.8%

12.0%

20.9%

Intercollegiate Athletic Program Participation Rates and Financial Support Data (Equity in Athletics Disclosure Act) and Completion/Graduation Rates for Students Receiving Athletically Related Student Aid:

Placement in Employment:

The figures below show the employment destinations of all 2014-15 UK & EU leavers:

Publication Category

First Degree Leavers

Other UG Leavers

Postgraduate Research Leavers

Postgraduate Taught Leavers

Total UK & EU Leavers

Full-time work

48.4%

6.6%

57.7%

71.1%

51.7%

Part-time work

7.4%

2.2%

13.8%

7.5%

7.6%

Work and further study

7.0%

7.3%

4.6%

4.8%

6.4%

The figures below show the employment destinations of all 2014-15 International leavers:

Publication Category

First Degree Leavers

Other UG Leavers

Postgraduate Research Leavers

Postgraduate Taught Leavers

Total International Leavers

Full-time work

33.1%

0.0%

67.4%

55.8%

47.2%

Part-time work

3.2%

9.1%

4.7%

8.4%

6.1%

Work and further study

10.2%

0.0%

7.0%

3.3%

6.1%

Types of Graduate and Professional Education in Which the School’s Graduates Enroll [on four-year courses only]:

Durham University releases student statistics every year which contain this information, the most recent information can be located from here.

The figures below show the qualification type of all 2014-15 UK & EU leavers that were in full-time further study after graduating:

Qualification Type

First Degree Leavers

Other UG Leavers

Postgraduate Research Leavers

Postgraduate Taught Leavers

Total UK & EU Leavers

Higher degree, mainly by research

18.2%

1.0%

95.2%

69.8%

21.7%

Higher degree, mainly by taught course

48.8%

1.9%

0.0%

15.1%

38.4%

Postgraduate diploma or certificate

25.6%

0.0%

4.8%

9.4%

20.2%

First degree (e.g. BA, BSc, MEng etc)

2.1%

97.1%

0.0%

1.9%

15.5%

Other diploma or certificate

0.2%

0.0%

0.0%

0.0%

0.1%

Professional qualification

4.1%

0.0%

0.0%

3.8%

3.4%

Other qualification

0.4%

0.0%

0.0%

0.0%

0.3%

Not aiming for a formal qualification

0.5%

0.0%

0.0%

0.0%

0.4%

The figures below show the qualification type of all 2014-15 International leavers that were in full-time further study after graduating:

Qualification Type

First Degree Leavers

Other UG Leavers

Postgraduate Research Leavers

Postgraduate Taught Leavers

Total UK & EU Leavers

Higher degree, mainly by research

6.9%

0.0%

100.0%

58.8%

17.0%

Higher degree, mainly by taught course

75.0%

11.1%

0.0%

35.3%

61.0%

Postgraduate diploma or certificate

12.5%

0.0%

0.0%

0.0%

9.0%

First degree (e.g. BA, BSc, MEng etc)

0.0%

88.9%

0.0%

0.0%

8.0%

Other diploma or certificate

1.4%

0.0%

0.0%

0.0%

1.0%

Professional qualification

4.2%

0.0%

0.0%

0.0%

3.0%

Not aiming for a formal qualification

0.0%

0.0%

0.0%

5.9%

1.0%

Job Placement Rates:

Each department now has the following information on its website (example below taken from Anthropology and can be found here):

Of those students who graduated in 2015:

  • 87% are in paid employment or further study 6 months after graduation

Of those in employment:

  • 75% are in graduate level employment
  • Median salary £22,521 (compared to average UK salary for similar courses of £19,000)

(Source: Destinations of Leavers from Higher Education (DLHE) survey of 2014/15 graduates. The DLHE survey asks leavers from higher education what they are doing six months after graduation. Full definitions for the DLHE Record can be found here.

Security Report - Missing Person Notification Policy:

Privacy of Student Records – Family Educational Rights and Privacy Act (FERPA):

The Federal Family Educational Rights and Privacy Act does not apply within the UK, however the UK has similar legislation designed to protect personal data in a similar fashion, this is called the Data Protection Act (DPA). The DPA is the legislative authority which underpins the University Data Protection Policy.

Student Loan Information Published by the U.S. Department of Education:

Prior to any origination of Direct Loans, all applicants are required to submit a digitally signed copy of the 8-page Direct Loan Master Promissory Note, which contains information about the rights and responsibilities of students and schools under Title IV, HEA loan programs.

Prior to any origination of Direct Loans all applicants are required to submit a proof of completion of Entrance Counselling conducted on the Studentloans.gov website. The counselling procedure contains information about the rights and responsibilities of students and schools under Title IV, HEA loan programs.

Prior to any origination of GRAD Plus or PARENT PLUS Loans, all applicants are required to submit a digitally signed copy of the 10-page Plus Loan Master Promissory Note, which contains information about the rights and responsibilities of students and schools under Title IV, HEA loan programs.

Prior to any origination of GRAD PLUS all applicants are required to submit a proof of completion of Entrance Counselling conducted on the Studentloans.gov website. The counselling procedure contains information about the rights and responsibilities of students and schools under Title IV, HEA loan programs.

National Student Loan Data System (NSLDS):

Durham University’s notification that it is required to inform students or parents that the loan will be submitted to the National Student Loan Data System (NSLDS) where it will be accessible to guarantee agencies, lenders, and schools determined to be authorized users of the data system is contained in its Terms and Conditions for Student Federal Aid, which is located here:

Entrance Counselling for Student Loan Borrowers:

Prior to any loan origination for Direct loans, students must complete, and submit proof of completion of Entrance Counselling, as provided on the Federal studentloans.gov website. This counselling complies with all Federal Entrance Counselling requirements

Exit Counselling for Student Loan Borrowers:

Prior to the final disbursement within an academic year for Direct loans, students must complete, and submit proof of completion of Exit Counselling, as provided on the Federal studentloans.gov website. This counselling complies with all Federal Exit Counselling requirements

Private Education Loan Disclosures (Including Self-certification form):

Durham University does not endorse any Private Education Loan provider located in the United States who offer loans for study at Foreign Schools. At the date of publication of this document only one Private Education Provider issues loans to Foreign Schools, Sallie Mae. Durham University will certify loans from Sallie Mae, but only when a certification request is received from Sallie Mae, and only when a student has submitted a Cost of Attendance calculation to the University which is considered to be an accurate record of the student’s cost of attendance and completed and returned a Self-Certification form issued by the University.

Preferred Lender Lists:

Durham University does not endorse, promote or recommend any preferred United States Based Private Education Loan provider. At the time of publication of this document there is only one Private Education Loan provider that will provide loans to students at Foreign Schools which is Sallie Mae. Therefore any reference to Sallie Mae on Durham University communications does not represent the existence of a preferred lender; merely that it is a lender. In the event that other companies decide to exploit the market they will be given equal visibility.

Full Consumer Information Document can be downloaded from here:

***
The University of Durham makes every effort to ensure that the information published or contained on its website is accurate. However, the University cannot guarantee the information may not be altered owing to circumstances beyond the University’s reasonable control. Such circumstances include (but are not limited to) change in Government policy, or change of law. Any changes will be incorporated into the University’s website. Any person wishing to obtain confirmation of any particular item should contact the University via us.loans@durham.ac.uk .